Credit Analyst – Broker Driven Asset Finance – Central London – Salary to £60,000 + benefits

United Trust Bank Ltd
Category
Job ID
2640
Country
United Kingdom
Location
London
Salary Range
£50/60k, £60/70k

Description

Our client a leading broker centric lessor for whom we have sourced staff for sales leadership , broker management , credit and collections roles are seeking an additional Credit Analyst to join their asset finance team.

This is an unusual credit role as it is one where you will be making credit decisions but will also have direct contact with the brokers themselves to allow you to put your questions directly to them. Broker Manager colleagues manage overall relations with the brokers but direct access to underwriters is a selling facet of our clients service to their brokers.

Your day to day role will be assessing risk and debt serviceability across a wide variety of mainly hard assets typically for commercial lends typically to £500,000 but occasionally higher but also from time to time lends to HNW individuals for luxury and or classic cars.

You will report to a senior credit manager who themselves reports to the overall head of asset finance who in turn reports to the MD of our client.

You can expect to be part of a hands on team and to play a contributing part in development of service overall and as required credit policy and credit process.

Candidate Profile

You must be able to work from offices in central London and must have at least 3 years but preferably 5 years of underwriting experience, capacity exists to offer the position to a less experienced underwriting but at a lower salary.

You will have good balance sheet appraisal and cash flow analysis skills and crucially have the ability to be customer facing, whilst the role is office based it is expected that occasionally you will visit brokers or their customers.

You must be a hard working , motivated team player who understands that providing a high quality responsive service with quick turn around times are crucial to our clients ability to grow in a crowded market for broker business.

This said you will intrinsically understand that no lessor can price for bad debt and thus you will have the strength of character to occasionally make hard decisions and reject or term deals that are not viable.

 

 

Job Package

Salary to £60,000 ( possibly more for an exceptional individual ) plus all large company benefits.

Posted on

September 24, 2019

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Dovecote
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Oswestry
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