Flow Underwriter – Asset Finance – 4 days home based 1 City – £60,000 + bonus & benefits

Hampshire Trust Bank Ltd
Job ID
United Kingdom
Location flexible, London, SE England
Salary Range
£50/60k, £60/70k


Our client a fast growing broker driven bank asset financier for whom we have placed a number of members of staff are seeking an additional flow underwriter to support their flow business unit.

Flow means deals up to £500,000 in size and with a focus across a wide variety of asset classes both hard and soft and a range of credit covenants.

Key responsibilities will include

  • Timely and accurate underwriting decisions within a delegated authority and recommendations to senior management where outside of personal mandate
  • Preparing comprehensive financial analysis identifying all material financial and other risks and opportunities in order to arrive at a balanced and informed decision or recommendation
  • Undertaking all appropriate diligence in respect of transactions, including reference to relevant bureaus, referencing agencies & other external sources ensuring alignment to the Bank’s risk policies
  • Maintaining active watch over portfolio performance & awareness of market trends
  • Ability to liaise with key customers


Candidate Profile

Please apply if you are willing to work a minimum of 1 day a week art our clients City office , the balance can be home based if you wish and if you have the following skills and experience :

  • Extensive experience in underwriting asset finance proposals with detailed knowledge of various asset types
  • Fundamental knowledge of accountancy and financial analysis of SME’s and corporates
  • Demonstrable ability to understand value across a range of hard and soft assets
  • Ability to work independently in taking a pragmatic approach to underwrite within parameters of credit policy; appreciation of when escalation / guidance is required.
  • The willingness, aptitude and gravitas to be a key member of a growing business
  • From a credit perspective, lending experience of SME and corporate clients
  • Understanding of regulatory governance and ensuring compliance with lending and credit policies (including management of large exposures / concentration risk)


Excellent career and future earning potential exists for a high performer to develop their career into our clients middle ticket team and or into people leadership roles.


Job Package

To £60,000 possibly more to attract the best  - plus bonus and excellent benefits


Posted on

September 16, 2022

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Robinson Toms Recruitment
Whittington Road
Shropshire SY11 3NA
United Kingdom
Tel : + 44 (0)1691 – 670466
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